For the quarter ended September 2026, Amerant Bancorp Inc. (AMTB Quick QuoteAMTB - Free Report) reported revenue of $108.8 million, down 2.4% over the same period last year. EPS came in at $0.65, compared to $0.39 in the year-ago quarter.

The reported revenue represents a surprise of +5.38% over the Zacks Consensus Estimate of $103.25 million. With the consensus EPS estimate being $0.57, the EPS surprise was +14.04%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net charge-offs / Average total loans held for investment: 0.1% versus 0.3% estimated by three analysts on average.
• Efficiency Ratio: 63.5% versus 66% estimated by three analysts on average.
• Net interest margin: 3.8% compared to the 3.5% average estimate based on three analysts.
• Average Balances - Total interest-earning assets: $9.51 billion compared to the $9.69 billion average estimate based on two analysts.
• Total Non-Performing Loans: $149.48 million compared to the $153.8 million average estimate based on two analysts.
• Total Non-Performing Assets: $159.53 million versus the two-analyst average estimate of $168.88 million.
• Noninterest income: $18.34 million versus $17.95 million estimated by three analysts on average.
• Cards and trade finance servicing fees: $1.56 million compared to the $1.31 million average estimate based on two analysts.
• Brokerage, advisory and fiduciary activities: $5.75 million versus the two-analyst average estimate of $5.59 million.
• Net interest income: $90.46 million compared to the $85.7 million average estimate based on two analysts.
• Deposits and service fees: $6.18 million versus the two-analyst average estimate of $5.49 million.
• Change in cash surrender value of bank owned life insurance: $2.69 million compared to the $2.6 million average estimate based on two analysts.

View all Key Company Metrics for Amerant Bancorp here>>>

Shares of Amerant Bancorp have returned +1.5% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.